Financial Guardian · Netherlands

Stopleavingmoneyinotherpeople'spockets.

Overpaying rent? Losing on taxes? Missing out on benefits? Bowie scans Dutch law end-to-end and finds what's yours — in minutes.

Free to start
Privacy-first
Built in the EU

Savings found

€ 1,247

Rent overcharged

− €340/mo

Users protected

Growing daily

Discover Bowie
The Dutch Financial System

Three ways the system costs you money.

Most residents lose out across all three — without ever knowing.

Income Tax

€1.2B+

in unclaimed deductions every year

Your aangifte hides your savings

The average Dutch resident misses 4–6 deductions per year. Zorgkosten, giften, studiekosten — buried in a complex form. Bowie surfaces every one.

Open Bowie Tax
Housing

1 in 3

tenants pay above the legal cap

Your landlord counts on you not knowing

Dutch law caps rent based on WWS points. Most tenants never discover their home's legal maximum — and never ask for the reduction they're owed.

Check my rent
Wealth Tax

2017–now

years of potential overpayments

Taxed on returns you never made

The Belastingdienst calculates Box 3 tax on an assumed return — even if your actual return was lower or negative. Millions may still be owed a refund.

Calculate my refund

How Bowie works

Three steps. Simple, clear, and ready in minutes.

01

Tell Bowie your situation

Answer a few plain-language questions about your rent, income, or investments. No jargon. No paperwork.

02

Bowie runs the numbers

Our engine cross-references your data against the latest Dutch rules — WWS point systems, Box 3 actual returns, benefit thresholds — and pinpoints every euro you're losing.

03

Get your result, act on it

A clear, explainable report ready to use immediately. Rent reduction letter, tax reclaim summary, benefit adjustment — Bowie delivers it ready to go.

Netherlands
Belgium
France
Austria
Germany
Expanding across Europe

Your financial guardian, wherever you are.

Bowie is live in the Netherlands today. We're building country-specific engines for every European market — each one tuned to local tax law, housing rules, and benefit systems.

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Every European deserves a financial guardian.

The rules are different in every country. The complexity is the same everywhere. Bowie is being built to read every system — so you don't have to.

The tax code is complicated on purpose.

Governments, landlords, and institutions rely on your not knowing the rules. Bowie does. We decode the fine print, surface what you're owed, and make it effortless to claim it back. No lawyers. No jargon. No waiting.

Start your free audit
From the blog

Latest insights

News, tips, and insights on Dutch taxes, rent rights, and personal finance.

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Your first insight takes 2 minutes.

Start in minutes. Know exactly what you're owed.

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No data sold. Ever.
Built in the EU